Email Me Today!
 how can I help you?

 home buying
  • mortgage calculator
  • buyer representation
  • home buying process
  • buying more,costs less?
  • making an offer
  • buying contingent
  • earnest money
  • home inspection

     home selling
  • best time to sell?
  • neat homes sell faster
  • accept, reject, or counter
  • why houses sell?

     about me

     area information
  • area schools
  • restaurants & good eats
  • activities
  • The Chesapeake Bay
    search listings

    home page

  • Michelle Wylie, your Realtor for Annapolis, Anne Arundel County and the surrounding areas

    The Home Buying Process for Annapolis real estate and Anne Arundel County real estate


    The following is a typical "flow of steps" during the home purchasing process.

    Select a REALTOR to work for you as a Buyer Agent. Identify your home search parameters.

    Discuss financial aspects with your family, Mortgage Company and your personal Buyer Agent.

    Inspect and/or search for homes that meet financial requirements and your own personal needs.

    Select a home and write and present an offer through your Buyer Agent. Consider and address possible contingencies you may have with your offer.

    OFFER ACCEPTED

    Continue mortgage approval process.

    Do preliminary home inspection, making a list for repairs needed or required by agreement or prior appraisal.

    MORTGAGE APPROVED

    Pre-settlement inspection - Make sure required repairs have been completed and no other additional repairs are required or that no additional damage has occurred.

    Title search by escrow and Title Company.

    Escrow Company receives mortgage package.

    Arrange document-signing date with escrow.

    Set up change of utilities. SETTLEMENT DATE AND CLOSING

    IT'S FINALLY YOURS.

    Key exchange with your Buyer Agent.

    MOVING DAY!!

    Usually the house hunting process seems to be quite hectic while looking for the home of your dreams. After your offer has been accepted the mortgage process usually takes between 3-4 weeks, that can seem like forever. This is really one of the most critical phases where things can either go smoothly or totally fall apart. Constant updating and awareness will make your closing go as smoothly as possible. Michelle will keep in close contact with you and guide you through the process until you close on your perfect home.

    Your Annapolis realtor and Anne Arundel County realtor helping you find townhouses, townhnomes, single family homes, single family houses, condos, and duplexes. Serving Anne Arundel County, Calvert County, Charles County, Howard County and Queen Anne County.  Accokeek, Annapolis, Annapolis Junction, Aquasco, Arnold, Baltimore, Barstow, Bladensburg, Bowie, Brandywine, Brentwood, Broomes Island, California, Capitol Heights, Cheltenham, Chesapeake Beach, Churchton, Clarksville, Clinton, College Park, Columbia, Cooksville, Crofton, Crownsville, Davidsonville, Dayton, Deale, District Heights, Dowell, Dunkirk, Edgewater, Elkridge, Ellicott City, Fort Meade, Fort Washington, Friendship, Fulton, Galesville, Gambrills, Glen Burnie, Glenelg, Glenn Dale, Glenwood, Hampton Park, Hanover, Harbor Oaks, Harmans, Harwood, Highland, Hollywood, Huntington, Hyattsville, Indian Head, Jessup, Lanham, Laurel, Lexington Park, Linthicum Heights, Lisbon, Lothian, Lusby, Marriottsville, Mayo, Millersville, Mount Airy, Mount Rainier, North Beach, Odenton, Owings, Oxon Hill, Pasadena, Port Republic, Prince Frederick, Riva, Riverdale, Saint Leonard, Savage, Severn, Severna Park, Shady Side, Simpsonville, Solomons, Suitland, Sunderland, Temple Hills, Tracy's Landing, University of Maryland, Upper Marlboro, Waldorf, West Friendship, West River, Woodstock. Admiral Heights, Anchorage, Annapolis Cove, Annapolis Overlook, Annapolis Roads, Arden on the Severn, Arundel on the Bay, Atlantis, August Woods, Bahama View, Bay Ridge, Belvoir, Blackwalnut Cove, Bretton Woods, Cape St. Claire, Cherrystone, Chesapeake Harbour, Cranberry Woods, Epping Forest, Fishing Creek Farms, Harness Creek Overlook, Herald Harbour, Heritage Harbour, Hillsmere, Historic Annapolis, Hunt Meadow, Landing at Spa Creek, Mariners Landing, Martins Cove, Murray Hill, Pendennis Mount, Penderbrooke, Pinehurst, Poplar Point, Revell Down, Riva Trace, Saefern, Saltworks on the Severn, Selby Beach, Sherwood Forest, St. Margarets, Sunrise Beach, Tall Timbers, The Overlook, The Downs, Vineyards at Iglehart, Wardour, Windsor Farm, Woodland, Woodlore. Ask Michelle Wylie, your Annapolis real estate agent to help you with Annapolis relocation, Anne Arundel County relocation, homes for sale, houses for sale, and property for sale. I will help you find a home, find a house, find land; just tell me your needs.